Your health coverage is an important choice. We offer different types of plans for your needs and want to help you learn about your options with CarePlus.
Enter your ZIP code to find plan options near you.
Health maintenance organization (HMO) plans generally focus on preventive care and try to keep costs low by using a network of trusted healthcare providers. While all CarePlus plans are Medicare Advantage HMO plans, not all HMO plans are the same. Review your different plan options below to help determine the right plan for you.
Many CarePlus plans include a Part B premium reduction benefit, also known as the giveback benefit. With the giveback benefit, you’ll pay less each month for your Part B premium. If you pay your Part B premium through Social Security, having the giveback benefit means less money will be taken out of your Social Security check, meaning more money in your pocket. If you pay your Part B premium to Medicare, your monthly payment to Medicare would be reduced.
Certain CarePlus plans have allowance benefits that give you spending power. Look for CarePlus plans that include a CareEssentials Allowance on the CarePlus Spending Account Card.
H1019_CPHPMKTG_M
10/01/2026
Disclaimers
CarePlus is a Medicare Advantage HMO organization with a Medicare contract. CarePlus is also a Dual Eligible Special Needs [HMO SNP, PPO SNP] plan with a Medicare contract and a contract with the Florida Medicaid Program. Enrollment in any CarePlus plan depends on contract renewal.
1The Part B Giveback benefit pays part of your Part B premium and the amount may change based on the amount you pay for Part B. It may take several months before the giveback appears in your social security check.
2Care Essentials Allowance is a special supplemental benefit for members with specific chronic conditions who require intensive care coordination and are at a high risk for hospitalization or other adverse health outcomes. Qualifying conditions may include diabetes mellitus, cardiovascular disorders, chronic and disabling mental health conditions, chronic lung disorders, or chronic heart failure, among others. Some plans require at least two conditions. See the plan's Evidence of Coverage for details. If you use this program for rent or utilities, Housing and Urban Development (HUD) requires it to be reported as income. Contact your local HUD office with questions.
No amounts on the CarePlus Spending Account card can be combined or converted to cash
CarePlus is a Medicare Advantage HMO organization with a Medicare contract. CarePlus is also a Dual Eligible Special Needs HMO SNP plan with a Medicare contract and a contract with the Florida Medicaid Program. Enrollment in any CarePlus plan depends on contract renewal.
South Florida, West Florida, Central Florida, North Florida and Atlantic Coast.
Please call our Member Services number at
CarePlus Health Plans Inc. complies with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full
Hours of operation:
From October 1 - March 31, we are open 7 days a week, 8 a.m. to 8 p.m. From April 1 - September 30, we are open Monday - Friday, 8 a.m. to 8 p.m.
You may always leave a voicemail after hours, Saturdays, Sundays, and holidays and we will return your call within one business day.
Every year, Medicare evaluates plans based on a 5-star rating system.
© 2026 CarePlus Health Plans, Inc.
