In 2026, members on CarePlus plans with prescription drug coverage will enter the Catastrophic stage after paying $2,100 out-of-pocket for plan-covered prescription drugs.
Once members reach the Catastrophic stage, they will pay $0 for all plan-covered prescription drugs. This includes any Part D excluded drugs that CarePlus covers. Members can log in to MyCarePlus to view the Prescription Drug Guide for their plan, which contains essential coverage details. Prescriptions Drug Guides for all plans are available on our Prescription Drug Coverage page.
Get help managing your prescription drug payments
As of Jan. 1, 2025, members enrolled in plans with prescription drug coverage can opt in to the Medicare Prescription Payment Plan.
After opting in to the Medicare Prescription Payment Plan:
- Costs for your covered Part D prescriptions are spread out over the plan year.
- You pay $0 at the pharmacy when you fill new or existing covered Part D prescriptions.
- You’ll receive a monthly bill from CarePlus with the amount you owe, your due date and instructions on how to make a payment.
While this optional program might help you manage your expenses during the plan year (Jan. 1 – Dec. 31), it does not save you money or lower your drug costs. Please note that CarePlus will not charge interest on any amount due.