CarePlus Spending Account Card
With certain CarePlus plans, members may receive a preloaded CarePlus Spending Account Card to help support their health. The card makes it easy to spend allowance-based benefits.
This page will be updated on Jan. 1 with benefit details for 2026. You may review your Annual Notice of Changes (ANOC) for upcoming changes. The information below is designed to help members use these benefits in 2025.
Usage restrictions apply. See cardholder terms for details.
Products may not be available at every location. While shopping at participating retailers, you may pay sales tax on items just as you would normally. Applicable sales tax will be added to the total at checkout according to your state tax regulations. Any fees associated with transactions may be deducted from the available balance. Using the allowance to pay for rent may impact housing assistance eligibility. Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.
If you use Bill Pay through the Healthy Benefits+ website or by contacting Healthy Benefits+, the service provider may not receive payment for at least three weeks. The documented home address with your health plan must match the service address where you currently reside. CarePlus is not responsible for any fees or loss of service associated with late payments. Service fees may apply. Bill payment is not available for all utility and rental companies. Please check to confirm if your service provider is available.
Do not throw away your card. Please store it in a safe place, like your wallet. CarePlus is not responsible for funds lost due to lost or stolen cards. Benefits listed here are part of a Medicare Advantage plan.
Questions? Need your benefit balance? Visit HealthyBenefitsPlus.com/CarePlus or call 855-391-0942 (TTY 711). This card is redeemable for specific goods and services at select merchants. This card may not be used for money orders, prescription drugs, alcohol, tobacco and vaping products, firearms, lottery or gaming tickets, and most food delivery services.
Use of Your Card: Your card is not a credit card but may be entered as “credit” to check out. If prompted, your PIN is the last 4-digits of your card number. Usage restrictions apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. No Cash (except as required by law) or ATM Access.
No amounts on the CarePlus Spending Account card can be combined or used to purchase Medicare-covered prescriptions or services, nor can it be converted to cash.
*United States Department of Housing and Urban Development requires people who use plan benefits, including but not limited to CareEssentials Allowance, to pay rent and/or utilities to include it in the calculation of income. Should you have any additional questions or concerns about what must be included in the calculation of income, please contact your local HUD field office.
Usage restrictions apply. See cardholder terms for details.
Products may not be available at every location. While shopping at participating retailers, you may pay sales tax on items just as you would normally. Applicable sales tax will be added to the total at checkout according to your state tax regulations. Any fees associated with transactions may be deducted from the available balance.
CarePlus is not responsible for any fees or loss of service associated with late payments. Service fees may apply. Bill payment is not available for all utility and rental companies. Please check to confirm if your service provider is available.
Do not throw away your card. Please store it in a safe place, like your wallet. CarePlus is not responsible for funds lost due to lost or stolen cards. Benefits listed here are part of a Medicare Advantage Plan.
This card is redeemable for specific goods and services at select merchants. This card may not be used for money orders, prescription drugs, alcohol, tobacco and vaping products, firearms, lottery or gaming tickets, and most food delivery services.
Use of Your Card: Your card is not a credit card, but if prompted, must be entered as “credit” to checkout. No Cash (except as required by law) or ATM Access.
All product names, logos, brands and trademarks are property of their respective owners, and any use does not imply endorsement.
No amounts on the CarePlus Spending Account card can be combined or converted to cash. Limitations and restrictions may apply. Funds do not rollover from one plan year to the next. Benefits can change or end if your plan enrollment changes, terminates or a new plan year begins.
The Bancorp Bank N.A., pursuant to license by Mastercard International Incorporated and card can be used for eligible expenses wherever Mastercard is accepted. Mastercard and the circles design is a trademark of Mastercard International Incorporated. Valid only in the U.S. No cash access. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration.
*United States Department of Housing and Urban Development requires people who use plan benefits, including but not limited to CareEssentials Allowance, to pay rent and/or utilities to include it in the calculation of income. Should you have any additional questions or concerns about what must be included in the calculation of income, please contact your local HUD field office.
Will I receive a CarePlus Spending Account Card?
Go to MyCarePlus and look under Benefits and Eligibility to check if your plan includes the CareEssentials Allowance or Over-the-Counter (OTC) allowance. (Or check your plan’s Evidence of Coverage.) If your plan includes one or both benefits and you qualify to receive them, you should receive the Spending Account Card through the mail.
