Are you eligible for Medicare – or will you be eligible soon? CarePlus would love to welcome you into your next chapter of life with the healthcare coverage you deserve. We offer a variety of Medicare Advantage plans that provide enriching benefits designed to meet your specific needs. Not sure where to start? Do not worry, we’ve got you covered. Continue reading to learn more about Medicare Advantage plan options.

1. Medicare Advantage plans are part of the Medicare program and must offer all the benefits of Original Medicare. Medicare Advantage plans may include Part D prescription drug coverage and other additional benefits. You may find that your out-of-pocket costs are lower with a Medicare Advantage plan than with Original Medicare.
2. Medicare Advantage plans differ from area to area, even within a state. Make sure that the Medicare Advantage plan you select is right for you. Check with your healthcare provider(s) and pharmacy (if applicable) to determine if they contract with CarePlus, meaning they are part of the CarePlus network. Compare costs, such as premiums, deductibles, coinsurance, and copayments. For immediate access to a current list of medical, dental, and pharmacy providers, use our searchable provider directory at “Find a Doctor”.
3. You may be eligible to enjoy the benefits of a Medicare Advantage plan. To learn more, please call a licensed CarePlus Sales Agent at 1-855-605-6174 (TTY: 711).

Medicare is divided into four parts. If Part C is the right answer for you, then CarePlus should be top of mind. CarePlus offers all the benefits of Original Medicare, plus additional benefits – which may include dental, vision, and hearing coverage – and may help you save money.

Part A = Hospital insurance. Automatic when you sign up for Medicare. Most people pay no premium.

Part B = Medical insurance. Helps cover doctor services. Pay a monthly premium.

Original Medicare = A + B

Part C = Medicare Advantage plans. Covers Part A+ Part B. May also include Part D prescription drug coverage and additional benefits.

CarePlus plans (Part C) = A + B + D*

Part D = Prescription drug coverage. Not included in Part A or Part B. May be offered with Part C or as a stand-alone plan. Most CarePlus Medicare Advantage plans include Part D coverage and are also referred to as Medicare Advantage Prescription Drug (MAPD) plans.

*Part D coverage is available on most CarePlus plans.

• DON’T assume all MAPD plans are the same, or that they will not change from year to year.
• DON’T panic. Medicare may be complicated, but an experienced licensed sales agent can help walk you through it.
• DO your homework when choosing a health plan. A good source of information is Medicare.gov (link opens in new window), the official U.S. government site for Medicare.
• DO make sure the health plan you want to choose covers your prescription drugs.
• DO ask your doctor’s office which Medicare health plan(s) your doctor has a contract.

CarePlus has specialized in Medicare – and only Medicare – for over 20 years, so we have plenty of experience helping Florida residents learn how it works. Our friendly local licensed sales agents can walk you through your options, help you find the right plan for your needs, and may even help save you money.

You can reach a licensed CarePlus Sales Agent at 1-855-605-6174 (TTY: 711).

From October 1 - March 31, we are open 7 days a week; 8 a.m. to 8 p.m. From April 1 - September 30, we are open Monday - Friday, 8 a.m. to 8 p.m. You may always leave a voicemail message after hours, Saturdays, Sundays, and holidays and we will return your call within one business day.

Helping you learn about your health plan options is more than our job – it is our pleasure. We look forward to hearing from you.