Annual Notice of Changes (ANOCs)
If you are a CarePlus member, review yearly updates to your Medicare Advantage plan to see if any of your benefits are changing.  
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The ANOCs below include information about yearly changes to premiums, deductibles, medical benefits, or prescription drug benefits. Locate the county where you live and  your new plan to review coverage changes.

For full descriptions of your benefits and costs, including how to access and use your benefits, please reference your plan’s Evidence of Coverage on the CarePlus Medicare Advantage Plan Information page. 

2026 ANOCs

South Florida

Tampa Area

Orlando Area

Daytona and Jacksonville Areas

Treasure Coast

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CareNeeds Plus (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE).

CareNeeds Platinum (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE).

CareNeeds Extra (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid covered services: Qualified Medicare Beneficiaries with Medicaid (QMB+), Specified Low-Income Medicare Beneficiaries with Medicaid (SLMB+), and other Full Benefit Dual Eligibles (FBDE).

CareComplete (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure.

CareComplete Platinum (HMO C-SNP) and (HMO-POS C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure.

CareBreeze (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

CareBreeze Platinum (HMO C-SNP) and (HMO-POS C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

(001 CareOne Plus (HMO-POS); 043 CareOne Plus (HMO-POS); 124 CareBreeze Platinum (HMO-POS); 130 CareComplete Platinum (HMO-POS); 135 CareFree Platinum Giveback (HMO-POS); 143 CareSalute (HMO-POS)): This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers.

 (057-CareOne Plus (HMO-POS): This plan covers certain out-of-network services for members while visiting Puerto Rico. Except in emergency or urgent situations, non-contracted providers may deny care.

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Last Updated:

01/01/2026